Insurance

Nationwide parcel data for insurance

Underwriting and claims rest on knowing exactly what and where a property is. Land Records gives insurers nationwide boundaries, acreage, and ownership — a consistent foundation for risk assessment, verification, and portfolio analysis.

Floodwater surrounding homes in a rural Missouri neighborhood
Flooded neighborhood, rural Missouri · Photo: FEMA, John Shea
Parcels nationwide
161M+
Counties covered
3,230
US coverage
99%+
Web service refresh
Bi-weekly

Assess property risk with authoritative parcels

Address-only data leaves risk ambiguous. Authoritative parcel boundaries and ownership give underwriting and claims a consistent, nationwide base.

Verify the property

Reconcile a policy address to its true parcel boundary and geometry.

Assess exposure

Use parcel geometry to gauge hazard proximity and aggregation.

Consistent nationwide

One standardized parcel layer behind every policy.

Built for underwriting and claims

Property verification

Reconcile a policy address to real parcel geometry.

Hazard proximity

Evaluate distance to water and other hazards.

Ownership confirmation

Validate the insured against parcel ownership.

Portfolio analysis

Map policies to parcels for geographic aggregation.

Risk-scoring inputs

Feed boundaries and attributes into your risk models.

Nationwide consistency

Standardized parcels across every state you write.

Nationwide coverage, standardized and current

The authoritative parcel grid behind landrecords.us — a consistent base for underwriting and portfolio work.

Critical attributes, standardized
Boundaries, parcel IDs, acreage, ownership, land use, and address — normalized across counties and states.
Coverage kept current
161M+ parcels across 3,230 counties — refreshed every two weeks in the web service, and released quarterly as bulk downloads — so your decisions rest on fresh data.
Delivery that fits your stack
Bulk downloads, or a standards-compliant WMS / vector-tile / feature service you can wire straight into GIS.
Read the data dictionary
The Land Records data explorer: Travis County, Texas selected — breadcrumbs, parcel count and coverage, buy and subscribe buttons, a 50-row data sample with per-column coverage, and the county outlined on the map

Common questions

Can I verify a policy address?

Yes — reconcile an address to its true parcel boundary and geometry.

Does it help assess hazard exposure?

Parcel geometry lets you evaluate proximity to hazards and aggregate exposure across a book.

Can I confirm ownership?

Each parcel carries ownership so you can validate the insured party.

How do I integrate the data with our systems?

Use bulk file downloads for your data warehouse, or the managed web service (WMS, vector tiles, and feature service) to stream parcels into your GIS and apps.

How current is the data?

The web service (API) is refreshed every two weeks. Bulk downloads are quarterly releases, and an annual license includes a year of those quarterly updates.

Standardize on nationwide parcel data

Underwriting across many states? We’ll help you build on one consistent parcel foundation.